What To Do When You Go Over On Your Credit Card

We’ve all been there. You get finished with buying presents and take a day to relax. You wake up in the morning and login to your bank to assess the damage, and it’s a little higher than you thought. Or maybe you didn’t take a day and transferred money immediately. Except your bank delayed the money transfer to your credit card by three days (some might say purposely) and it still hasn’t gone through.

Two credit cards, a VISA and a Mastercard
Source: Pixnio

But the overage fee has.


Depending on your bank, it could be anywhere between $30 and $40, and depending on their policies, it could be a one time thing or it could be per transaction. So what can you do about it?